Health Care Reform

Health Care Reform

Santa Cruz Boardwalk

Health Insurance Open Enrollment
November 1, 2015 to January 31, 2016

Open enrollment for Covered California health insurance plans happen once a year.  Open enrollment for 2016 coverage begins Nov. 1, 2015, and continues through Jan. 31, 2016.  Covered California also offers a special-enrollment option for those who experience a life-changing event (such as getting married, having a child or moving) and need to enroll outside of open enrollment. Medi-Cal enrollment for those with qualifying incomes is available year-round.  To get help with the application process or to get answers about health coverage under the Patient Protection Act, consumers can call the Covered California Service Center, visit the website, or find a local store front near you.

If you do not qualify for the government tax credits, or do not want to sign up with Covered CA, then you may go to any insurance broker and purchase an individual/family plan

Covered California: What is it?
Here is an FAQ for patients courtesy of CMA.  Covered CA FAQ 

Many consumers have new health insurance coverage and the Center for Medicare and Medicaid Services (CMS) encourages you to share the following tip sheets which can all be found on

Fact sheets on that may come in handy when talking with consumers or patients:

In addition, please note that we have updated to include new information as consumers begin to prepare for the tax season. That information can be found at